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There are some strong reasons why you should save before spending. First, Saving gives you financial control. By saving more ands spending less, you can significantly reduce the likelihood of nasty surprises, such as an emergency expenditure which cannot be avoided. Second, almost all of us invest the money saved in some or the other way, from putting money in a bank account to investing in a mutual fund. By choosing to invest instead of spending, you make money work for you, which helps you reach your financial goals faster and in an easier way.